Fiserv, Inc.

Fiserv, Inc.

62.05
USD
+3.65
(+6.25%)
5.24EPS
9.35P/E
26.05BMarket Cap
Feb 09Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.38
10.54
11.66
12.77
13.72
14.84
14.98
22.2
24.96
28.15
30.99
36.27
39.69
39.09
Basic EPS, GAAP
1.26
1.57
1.58
2.16
3
3.02
1.31
1.43
2.05
4.02
4.98
5.55
6.52
5.25
Free Cash Flow per Basic Share
2.02
2.72
2.99
3.32
3.57
3.95
4.11
6.2
6.21
7.33
8.38
11.76
11.35
10.92
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
6.98
6.86
5.9
5.9
6.58
5.84
48.51
48.32
47.62
48.93
50.26
47.99
48.3
50.67
Tangible Book Value per Share
-7.35
-8.15
-9.79
-10.82
-11.42
-14.15
-30.45
-28.92
-29.98
-29.2
-31.24
-34.5
-41.33
-38.29
Basic Weighted Avg Shares
513
481
451
431
415
393
680
669
650
630
616
564
534
534
Sales/Revenue/Turnover
4,814
5,066
5,254
5,505
5,696
5,823
10,187
14,852
16,226
17,737
19,093
20,456
21,193
20,866
Operating Margin (%)
22.04
23.88
24.95
26.25
26.72
26.21
15.65
9.35
14.1
20.78
25.39
28.74
26.89
21.41
Depreciation Expense
403
404
417
421
429
545
1,651
3,210
3,196
3,169
3,121
3,095
3,161
3,267
Net Income, GAAP
648
754
712
930
1,246
1,187
893
958
1,334
2,530
3,068
3,131
3,480
2,801
Effective Tax Rate (%)
36.53
36.68
35.67
38.59
11.63
24.31
18.28
16.74
21.79
18.92
19.34
14.23
19.02
16.85
Profit Margin (%)
13.46
14.88
13.55
16.89
21.88
20.38
8.77
6.45
8.22
14.26
16.07
15.31
16.42
13.42
Working Capital
240
-42
4
-92
37
214
1,319
582
575
1,086
1,259
1,320
764
1,057
LT Debt
3,756
3,698
4,288
4,467
4,897
5,955
21,612
20,300
20,729
20,950
22,363
23,730
27,758
26,701
Total Equity
3,585
3,295
2,660
2,541
2,731
2,293
34,857
33,329
31,950
31,688
30,669
27,686
25,809
26,926
Return on Invested Capital (%)
9.57
10.56
12.02
12.46
17.91
16.5
4.04
2.78
3.33
5.67
7.46
9.29
8.59
6.99
Return on Capital (%)
10.67
11.82
11.7
14.66
19.01
16.75
3.96
2.78
3.38
5.79
7.13
7.78
8.76
7.39
Return on Common Equity (%)
18.51
21.92
23.91
35.76
47.27
47.25
5.06
2.93
4.22
8.19
10.11
11
13.17
10.75

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,365
1,447
1,333
LT Borrowings
26,123
26,115
24,944
LT Finance Leases
1,635
1,745
1,757
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
534
533
531
Market Capitalization
35,869
29,741
26,046

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
24,654
24,782
25,364
Cash, Cash Equivalents & STI
798
335
245
Accounts Receivable, Net
3,981
3,882
3,909
Inventories
- -
- -
- -
Total Current Liabilities
23,890
23,418
24,307
Payables & Accruals
3,894
3,184
3,291
ST Debt
1,365
1,447
1,333
Deferred Revenue
1,853
1,856
1,837

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
137.81%
-4.94%
-6.78%
Free Cash Flow
18.65%
8.68%
-8.58%
Net Income, GAAP
20.57%
32.67%
11.15%
Sales/Revenue/Turnover
16.82%
7.39%
3.6%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,883
5,107
5,215
5,251
20,456
2025
5,130
5,516
5,263
5,284
21,193
2026
5,027
5,292
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.25
1.55
0.99
1.66
5.55
2025
1.53
1.89
1.47
1.52
6.52
2026
1.07
1.18
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Takis Georgakopoulos
Full Time Employees
38,000
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
600 North Vel R. Phillips Avenue Milwaukee WI United States 53203
IPO Date
Sep 25, 1986
Website
fiserv.com
Business
Fiserv, Inc. is a global provider of payments and financial technology solutions headquartered in Milwaukee, Wisconsin, founded in 1984. The company delivers a comprehensive suite of products and services including account processing and digital banking solutions; card issuer processing and network services; payment processing; e-commerce; merchant acquiring and processing; and point-of-sale systems through its Clover platform. Its client base primarily includes financial institutions such as banks, credit unions, securities broker-dealers, mortgage companies, insurance firms, and retailers, with operations concentrated mainly in the U.S. and Canada, where 85% of its 2024 revenue was generated, alongside a growing international presence. Fiserv's main product lines span payments and fintech solutions, including transaction processing, electronic bill payment and presentment, business process outsourcing, and integrated business management platforms. The Clover point-of-sale system is a key product for merchants, integrating payment acceptance and sales tracking. The company also provides CardHub for digital payment cards and Pinch Payments, a payment facilitator solution for SaaS businesses. In the past two years, Fiserv has pursued strategic expansions through acquisitions and partnerships to enhance its technology footprint and market reach. Notably, in 2024, it acquired Finxact, a core banking software provider, strengthening its cloud-native banking infrastructure capabilities. It fully acquired AIB Merchant Services in 2025 to expand its European market presence and accelerate the growth of its Clover platform within Ireland and the broader European region. Earlier acquisitions include MoneyPass, a surcharge-free debit card network, and recent investments in advisory services through acquiring Smith Consulting Group to deepen its operational consulting offerings for community banks and credit unions. Additionally, Fiserv has realigned its business segments since early 2024 into Merchant Solutions and Financial Solutions to streamline service delivery focused on integrated payment and financial technology offerings. These initiatives position Fiserv as a leader in facilitating payments and financial services technology globally, combining innovative product development with strategic acquisitions to maintain competitive differentiation and growth in the evolving fintech landscape. The company remains a Fortune 500 entity and a member of the S&P 500 index, reflecting its scale and industry influence.

Company News

  • Stock Traders Buy Large Volume of Fiserv Call Options (NASDAQ:FISV)

  • Fiserv Analysts Boost Their Forecasts After Upbeat Q3 Results

  • Buy, Sell, or Hold? Wednesday’s Top Upgrades and Downgrades: Adobe, Apple, Duolingo, Exxon Mobil, Fiserv, Fortinet, Gartner, Lockheed Martin, Skyworks Solutions, Visa and More

  • Why Fiserv Stock Triumphed on Tuesday

  • Fiserv Small Business Index Shows Sales Momentum Heading into Holiday Season

  • What Fiserv (FISV) Said on Its Q3 Earnings Call

  • Fiserv Q3 Earnings Beat Estimates, Revenues Decline Y/Y

  • Fiserv, Inc. (FISV) Q3 2026 Earnings Call Transcript

  • Fiserv Q3 Review: Positive Inflection Is Approaching

  • Fiserv (FISV) Reports Q3 Earnings: What Key Metrics Have to Say

  • Fiserv cuts 3,000 employees and contractor jobs under new CEO

  • Fiserv Takes $6.45B Charge as Margins Shrink: Rapid Earnings Reaction

  • Fiserv (FISV) Tops Q3 Earnings and Revenue Estimates

  • Fiserv Reports Third Quarter 2026 Results

  • Can Q3 Earnings Get Back On Track After Being Rattled By Big Tech's AI Prints?

  • Michael Burry Says Global Payments Buyout Math Means Fiserv Stock Could Hit $100

  • Fiserv Is Set to Report Q3 Earnings: Here's What Investors Should Know

  • Fiserv: Price Is Down, But Strong Fundamentals Remain Intact

  • Fiserv to Present at Upcoming Investor Conference

  • Analysts Estimate Fiserv (FISV) to Report a Decline in Earnings: What to Look Out for