Fiserv, Inc.

Fiserv, Inc.

FISV
Fiserv, Inc.US flagNASDAQ Global Select
52.33
USD
+1.60
- -
27.91BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
9.38
10.54
11.66
12.77
13.72
14.84
14.98
22.2
24.96
28.15
30.99
36.27
39.69
39.27
Basic EPS, GAAP
1.26
1.57
1.58
2.16
3
3.02
1.31
1.43
2.05
4.02
4.98
5.55
6.52
5.96
Free Cash Flow per Basic Share
2.02
2.72
2.99
3.32
3.57
3.95
4.11
6.2
6.21
7.33
8.38
11.76
11.35
11.2
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
12.86
15.31
17.91
20.88
24.68
29.66
18.44
20.1
22.85
27.59
33.2
41.81
50.68
51.46
Tangible Book Value per Share
-7.35
-8.15
-9.79
-10.82
-11.42
-14.15
-27.68
-27.43
-28.45
-27.84
-28.81
-33.4
-41.3
-39.78
Basic Weighted Avg Shares
513
481
451
431
415
392
680
669
650
630
616
564
534
537
Sales/Revenue/Turnover
4,814
5,066
5,254
5,505
5,696
5,823
10,187
14,852
16,226
17,737
19,093
20,456
21,193
21,090
Operating Margin (%)
22.04
23.88
24.95
26.25
26.72
26.21
15.65
9.35
14.1
20.78
25.39
28.74
26.89
24.46
Depreciation Expense
403
404
417
421
429
545
1,651
3,210
3,196
3,169
3,121
3,095
3,161
3,212
Net Income, GAAP
648
754
712
930
1,246
1,187
893
958
1,334
2,530
3,068
3,131
3,480
3,200
Effective Tax Rate (%)
36.53
36.68
35.67
38.59
11.63
24.31
18.28
16.74
21.79
18.92
19.34
14.23
19.02
16.92
Profit Margin (%)
13.46
14.88
13.55
16.89
21.88
20.38
8.77
6.45
8.22
14.26
16.07
15.31
16.42
15.17
Working Capital
240
-42
4
-92
37
214
1,319
582
575
1,086
1,259
1,320
764
1,364
LT Debt
3,756
3,698
4,288
4,467
4,897
5,955
21,612
20,300
20,729
20,950
22,363
23,730
27,758
27,860
Total Equity
3,585
3,295
2,660
2,541
2,731
2,293
34,857
33,329
31,950
31,688
30,669
27,686
25,809
26,221
Return on Invested Capital (%)
9.57
10.56
12.02
12.46
17.79
14.37
4
2.08
3.33
5.59
7.21
9.29
8.41
7.7
Return on Capital (%)
7.65
7.94
6.99
7.95
9.76
8.12
4.77
4.3
5.01
8.02
9.06
8.85
8.94
8.1
Return on Common Equity (%)
10.32
10.8
9.23
10.9
12.95
10.84
7.39
7.37
9.43
15.7
16.22
14.22
13.74
12.29

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1,443
1,365
1,447
LT Borrowings
27,276
26,123
26,115
LT Finance Leases
1,600
1,635
1,745
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
537
534
533
Market Capitalization
70,944
36,457
29,965

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
24,157
24,654
24,782
Cash, Cash Equivalents & STI
884
798
335
Accounts Receivable, Net
3,957
3,981
3,882
Inventories
- -
- -
- -
Total Current Liabilities
22,375
23,890
23,418
Payables & Accruals
3,274
3,894
3,184
ST Debt
1,443
1,365
1,447
Deferred Revenue
1,850
1,853
1,856

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
137.81%
-4.94%
-6.78%
Free Cash Flow
18.65%
8.68%
-8.58%
Net Income, GAAP
20.57%
32.67%
11.15%
Sales/Revenue/Turnover
16.82%
7.39%
3.6%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,883
5,107
5,215
5,251
20,456
2025
5,130
5,516
5,263
5,284
21,193
2026
5,027
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.25
1.55
0.99
1.66
5.55
2025
1.53
1.89
1.47
1.52
6.52
2026
1.07
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Michael Patrick Lyons
Full Time Employees
38,000
Sector
Technology
Industry
Information Technology Services
Address
255 Fiserv Drive Milwaukee WI United States of America 53045
IPO Date
Sep 25, 1986
Website
fiserv.com
Business
Fiserv, Inc. is a global provider of payments and financial technology solutions headquartered in Milwaukee, Wisconsin, founded in 1984. The company delivers a comprehensive suite of products and services including account processing and digital banking solutions; card issuer processing and network services; payment processing; e-commerce; merchant acquiring and processing; and point-of-sale systems through its Clover platform. Its client base primarily includes financial institutions such as banks, credit unions, securities broker-dealers, mortgage companies, insurance firms, and retailers, with operations concentrated mainly in the U.S. and Canada, where 85% of its 2024 revenue was generated, alongside a growing international presence. Fiserv's main product lines span payments and fintech solutions, including transaction processing, electronic bill payment and presentment, business process outsourcing, and integrated business management platforms. The Clover point-of-sale system is a key product for merchants, integrating payment acceptance and sales tracking. The company also provides CardHub for digital payment cards and Pinch Payments, a payment facilitator solution for SaaS businesses. In the past two years, Fiserv has pursued strategic expansions through acquisitions and partnerships to enhance its technology footprint and market reach. Notably, in 2024, it acquired Finxact, a core banking software provider, strengthening its cloud-native banking infrastructure capabilities. It fully acquired AIB Merchant Services in 2025 to expand its European market presence and accelerate the growth of its Clover platform within Ireland and the broader European region. Earlier acquisitions include MoneyPass, a surcharge-free debit card network, and recent investments in advisory services through acquiring Smith Consulting Group to deepen its operational consulting offerings for community banks and credit unions. Additionally, Fiserv has realigned its business segments since early 2024 into Merchant Solutions and Financial Solutions to streamline service delivery focused on integrated payment and financial technology offerings. These initiatives position Fiserv as a leader in facilitating payments and financial services technology globally, combining innovative product development with strategic acquisitions to maintain competitive differentiation and growth in the evolving fintech landscape. The company remains a Fortune 500 entity and a member of the S&P 500 index, reflecting its scale and industry influence.

Company News

APIChatGPT
  • Fiserv, service station operators including BP warn US stores on illegal vapes

  • Shareholder Alert: Wisconsin Firm Ademi LLP Investigates Claims of Breach of Fiduciary Duty against Fiserv, Inc.

  • Stock Market Live June 29, 2026: S&P 500 (SPY) Soaring in Holiday-Shortened Week

  • Fiserv Insiders Load Up on Stock After CEO's Exit

  • Undercovered Dozen: Blue Owl, IBM, Quantum Computing, Fiserv And More

  • Fiserv and Strivve Partner to Drive Card-on-File Placement for Issuers

  • Fiserv Announces Results of Tender Offers for Any and All of its Outstanding 5.150% Senior Notes due 2027 and 4.400% Senior Notes due 2049

  • Fiserv Announces Pricing of Tender Offers for Any and All of its Outstanding 5.150% Senior Notes due 2027 and 4.400% Senior Notes due 2049

  • Judge Denies Fiserv Motion to Dismiss Credit Union Lawsuit

  • Financials Rose, Tech Fell Before Kevin Warsh Fed Debut

  • Is the Departure of Fiserv's CEO a Major Red Flag?

  • Michael Burry Sees Opportunity as Fiserv Stock Crashes After CEO Exit

  • Fiserv: The Value Trade As Leadership Woes Continue

  • Fiserv Announces Launch of Tender Offers for Any and All of its Outstanding 5.150% Senior Notes due 2027 and 4.400% Senior Notes due 2049

  • Shareholder Alert: Wisconsin Firm Ademi LLP Investigates Claims of Breach of Fiduciary Duty against Fiserv, Inc

  • Why Fiserv Plunged Today

  • Fiserv: CEO Departure Does Not Derail The Value Opportunity

  • Dow Hits Record High with More Than 600-Point Surge

  • Fiserv Names Takis Georgakopoulos CEO as Mike Lyons Moves to Truist

  • Fiserv CEO flees after presiding over 71% stock drop in his short tenure